Punto Banco Online Baccarat

Punto Banco is the American version of the widely popular casino game Baccarat. This game was first introduced by Italian soldiers in the late 15th century and became one of the most played card games in Europe.

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There are three different versions of Baccarat:

  • Punto Banco – sometimes called the North American Baccarat but for all intents and purposes it can simply be referred to as Baccarat since it’s the most popular version of the game in the United States.
  • Chemin De Fer – Known also as “Chemmy” is the favorite version of French nobility during the 19th century and is still the most popular version in France and some other European countries.
  • Baccarat Banque – The original casino version of the game but not as widely spread as the other two versions of the game.

Punto Banco - How to Play

If you’re planning on visiting a land based or an online casino and want to try your luck with some Baccarat, Punto Banco is the version you’ll encounter the most so it’s worth knowing how to play Punto Banco first.

If you ever played Blackjack then you’ll understand the fundamentals of the game quickly, the goal is simple, guess whether the player (punto) or the banker (banco) gets the score closest to 9.

The game is played exclusively with an eight-deck shoe and up to twelve players can sit at the table at the same time. The casino is the designated banker and the player with the highest bid is the punto or the player, other players including the punto can bet on the banker, the player or a tie between the two.

Although it’s the highest payout with 8-1, the game rarely ends in a tie so it’s not a wise bet to take. The cards are dealt face down first and turned over, if anyone has a score of 8 or 9 in the first round he is declared the winner, if not the game continues.

A player who gets between 0 and 5 points is allowed to draw again. If a player gets anything above that range, then they are required to stand. But how does a player get 0 points?

Punto Banco Card Values

Well the card values are calculated a little differently than in most other card games. Cards ranging from 1-9 have their face values, anything above that will net you 0 points, drawing a queen and a king in the first round for example will put you at 0 points, alternatively drawing a 9 and anything above it will make you the winner.

There’s another interesting rule to this game, if your score goes over 9 then the total value is reduced by 10 and the remaining sum will be your score. This leads to some very exciting moments where a winning hand can quickly turn into a losing one and vice versa.

Punto Banco Tips and Strategies

If you’re going to play Punto Banco online then it’s a good thing to know that this game has some of the lowest house advantage out of all of the casino card games. The game is also based almost purely on chance, there really aren’t any systems that will help you beat the odds on this one, it’s a coin flip and relying on your gut feeling is as good of a strategy as any.

There are no patterns to remember or anything to figure out, it’s a pretty simple game and every round can go either way, sometimes even ending in a tie. So what strategy can you employ when playing a game based purely on luck?

Well if you play Punto Banco online for real money then there are a few general tips to make the game more enjoyable as well as racking up some extra winnings.

  • First you have to understand that the goal of the game is to bet on the winning hand and you can bet on either the banker or the player, so don’t be afraid to place a bet on the banker as well since the odds are the same.
  • Remember that this is a game of chance, every new round is a coin flip and just because the banker has won the previous two games doesn’t mean that the player is looking at a winning streak, sometimes sticking to one or the other can give better results than trying to spot a pattern and switching your bets every round.
  • Pocket a percentage of your winnings, this can be applied to any gambling game but putting aside a part of your winnings will result in a better overall experience since it will minimize your loses if you’re out of luck and help you keep your winnings when you’re on a streak, knowing when to stop is a good skill to have.

Live Punto Banco

With the surge in popularity of online live casinos you’ll be hard pressed to find one that doesn’t have this game on offer. If you want to play Punto Banco online for free first to get the hang of the game there are a lot of animated versions of this game online, but since the game relies heavily on the dealer as well as the player the live version of the game feels so much more immersive and enjoyable.

Most online casinos have mobile Punto Banco version of the game or even a dedicated Punto Banco casino app so you can play the game anywhere anytime. There is a huge number of online casinos to pick from and you can’t go wrong with some of the most popular ones like William Hill, Paddy Power, Grosvenor or 888 Casino, alternatively you can just search for Punto Banco card game online and see the most frequently visited casinos.


What’s the difference between live Baccarat and RNG Baccarat?

RNG (Random Number Generator) is what you’ll find at your standard online casino, it’s the virtual representation of the game where every outcome is randomly decided by a computer program, although just as random, a live Punto Banco game will offer a more immersive experience where you can chat with the other players on the table as well as the dealer and you can see all of the action happening in real-time

What’s the minimum betting limit?

Most casinos have a minimum betting limit of 1$ so most players can play the game casually and for fun, although some casinos offer high-roller tables with much higher betting limits for those that enjoy the excitement of playing with larger figures.

In summary

Punto Banco is a relatively simple game to pick up and play that can be a lot of fun and with a very low house edge there’s a good chance that you’ll walk away with some extra money too so if you’re a fan of card games give it a shot!